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I get my lisence in april and it looks like my mother isnt going to help with the car or the insurance so i need the most reasonable possible insurance available. I live in western NC. some comments?
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What car insurance is most reasonable for teens in NC to get if theyre on his own? What car insurance is most reasonable for teens in NC to get if theyre on his own?
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The best thing to do is to contact the state auto insurance bureau or dmv to see what the restrictions are for a minor to own a car and to have his/her own insurance on it.
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September 20th, 2009 at 3:00 am
Trust me, it seems like it sucks now, but you’ll feel better later than you aren’t letting your Mom pay your bills. It’s pathetic. Anyways, AVOID bigger companies like Progressive/Geico….etc. They charge out the A$$. Go with a small local office, make calls to a few, and pick the cheapest liability you can. Just don’t get into an accident, they won’t cover your car or the injury expenses for the other guy if it was your fault. That can quickly add up to 100K or more if it’s bad.
Here is some more detailed info about it -
http://autoinsurance.noneto.com
Have a nice day.
September 20th, 2009 at 3:00 am
Magnum
September 20th, 2009 at 3:00 am
Insurance for teens is traditionally high. You can probably find cheap insurance, but make sure you understand all the policy terms and how fast they can raise rates or cancel your policy. Cheap policies normally mean low coverage, high deductibles and few infractions before being terminated. Once you are cancelled by a company, you will be considered high risk, and there are no low rates anywhere.