I am the merely driver in my household but I plan to get my son a car and register it under my name and put it on my . He has a license and lives at a different address. Would the company get suspicious about anything?

 

  • greg @ horse tack saddle supplies 5:28 am on October 9, 2009 Permalink |

    unfortunatly it inevitable you are going to come into some kind of complecations . it cust matter how you deal with it all…

  • noneed2know 6:45 pm on September 10, 2009 Permalink |

    SOMEONE ANSWER ME THIS PLEASE..
    right. because insurance companies are greedy corporate bastards tell me if you think i could get away with this and teh pros and cons etc etc.

    to get a car insured for me is ridiculous (im 18) its going to cost me shit loads for it but i didnt know this until recently becuase i had been putting myself down as spouse. i thought this son/daughter

    Do you think i could insure myself as this and be ok, would police somehow be able to tell from the number plate readers in their police cars? (im going as a named driver on my mum)

    PLEASE HELP MANY THANKS.

  • Would my car insurance company give me any problems if I get a 2nd … | insurance 12:40 am on September 5, 2009 Permalink |

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  • Insuranceman 6:37 pm on September 4, 2009 Permalink |

    In Texas, an insured person is 1) Named Insured 2) spouse and 3) residents of the household. If your son lives in a DIFFERENT household, than you may be creating a problem.

    Be sure to discuss the different address with your insurance agent and let HIM decide how he (and your company) wants to handle the different address situation.

    Good luck and hope this helps!

  • mbrcatz17 6:37 pm on September 4, 2009 Permalink |

    They won’t get suspicious, unless there’s an accident involving the car. Then they can deny it, unless you list your son’s address as the garaging location for the car, and list him as an operator on the policy.

    If you don’t do these things, it’s insurance fraud – and if your son causes an accident, and the insurance doesn’t pay, you, the car owner, have to write out the checks.

  • UCANTCME 6:37 pm on September 4, 2009 Permalink |

    SUSPICIOUS MAYBE >>>>>>

    BUT THEY WILL NEED TO KNOW WHERE HE LIVES BECAUSE THEY WILL USE THAT TO HELP THEM RATE THE PREMIUM, HIS LOCATION MAY INCREASE YOUR INSURANCE RATES A LOT.

  • Maricel S 6:37 pm on September 4, 2009 Permalink |

    You might want to let your insurance company know that your son will be one of the drivers for this car. In my state, insuring another vehicle with a different driver isn’t a problem as long as they know who’s going to be driving it.

  • jgilbertdo 6:37 pm on September 4, 2009 Permalink |

    he would have to be insured under that policy , we had to do this with my step kids , we owned that car and insurance and they did not have insurance so they had to be insured on our policy and it was not cheap

  • MIKEnJAPAN 6:37 pm on September 4, 2009 Permalink |

    They would not have a problem with you insuring another vehicle. the only issue you may run into is if your son gets into an accident and does not have his own insurance. Some policies will insure another driver on your policy automatically if you loan your car out, but there may be age or other restrictions. I would call your insurance company and tell them you might loan your car to your son once or twice a year and ask if they will cover him if he is not named on your policy.

  • UwishUknewMyName 6:37 pm on September 4, 2009 Permalink |

    Yes, they will want to know why you have 2 cars and only 1 driver listed. It would be in your best interest to add your son to your policy bc what would you do when he gets into an accident in your car and your insurance won’t cover it?